{"id":13699,"date":"2019-09-27T08:20:55","date_gmt":"2019-09-27T05:20:55","guid":{"rendered":"http:\/\/www.yeniterter.az\/?p=13699"},"modified":"2019-09-27T08:21:21","modified_gmt":"2019-09-27T05:21:21","slug":"icbari-sigorta-d%c9%99ymis-z%c9%99r%c9%99ri-aradan-qaldirir","status":"publish","type":"post","link":"https:\/\/yeniterter.az\/?p=13699","title":{"rendered":"\u0130CBAR\u0130 SI\u011eORTA D\u018fYM\u0130\u015e Z\u018fR\u018fR\u0130  ARADAN QALDIRIR"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\" wp-image-13700 alignright\" src=\"http:\/\/www.yeniterter.az\/wp-content\/uploads\/1354-300x193.jpg\" alt=\"\" width=\"245\" height=\"158\" srcset=\"https:\/\/yeniterter.az\/wp-content\/uploads\/1354-300x193.jpg 300w, https:\/\/yeniterter.az\/wp-content\/uploads\/1354-768x494.jpg 768w, https:\/\/yeniterter.az\/wp-content\/uploads\/1354-1024x658.jpg 1024w, https:\/\/yeniterter.az\/wp-content\/uploads\/1354.jpg 1648w\" sizes=\"(max-width: 245px) 100vw, 245px\" \/>Haz\u0131rda \u00f6lk\u0259mizd\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n s\u0131\u011forta \u015firk\u0259tl\u0259ri t\u0259bii f\u0259lak\u0259tl\u0259rd\u0259n, yan\u011f\u0131ndan, z\u0259lz\u0259l\u0259d\u0259n v\u0259 dig\u0259r g\u00f6zl\u0259nilm\u0259z hadis\u0259l\u0259rd\u0259n d\u0259y\u0259n z\u0259r\u0259rin \u00f6d\u0259nilm\u0259sin\u0259 s\u0131\u011forta t\u0259minat\u0131 yaratmaq m\u0259qs\u0259dil\u0259 \u0259haliy\u0259 xidm\u0259t g\u00f6st\u0259rir v\u0259 bu istiqam\u0259td\u0259 d\u00f6vl\u0259t t\u0259r\u0259find\u0259n ard\u0131c\u0131l t\u0259dbirl\u0259r h\u0259yata ke\u00e7irilir. Bu sah\u0259d\u0259 bir \u00e7ox qanunlar, o c\u00fcml\u0259d\u0259n, \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131n\u0131n Qanunu q\u0259bul olunmu\u015fdur.<br \/>\n\u0130llik s\u0131\u011forta haqq\u0131 obyektin qiym\u0259tind\u0259n as\u0131l\u0131 olaraq m\u00fc\u0259yy\u0259n olunur. Da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131 da\u015f\u0131nmaz \u0259mlak\u0131n yan\u011f\u0131n v\u0259 ya dig\u0259r hadis\u0259l\u0259r n\u0259tic\u0259sind\u0259 z\u0259d\u0259l\u0259nm\u0259si, m\u0259hv olmas\u0131, yaxud h\u0259r hans\u0131 formada itkisi il\u0259 ba\u011fl\u0131 d\u0259y\u0259n z\u0259r\u0259rin \u0259v\u0259zinin \u00f6d\u0259nilm\u0259si m\u0259qs\u0259di il\u0259 t\u0259tbiq edilir. H\u00fcquqi v\u0259 fiziki \u015f\u0259xsl\u0259r\u0259 m\u0259xsus tikilil\u0259rin, ya\u015fay\u0131\u015f v\u0259 qeyri-ya\u015fay\u0131\u015f sah\u0259l\u0259rinin, ya\u015fay\u0131\u015f evl\u0259ri v\u0259 binalar\u0131n\u0131n, m\u0259nzill\u0259rin, habel\u0259 siyah\u0131s\u0131 m\u00fcvafiq icra hakimiyy\u0259ti orqan\u0131 t\u0259r\u0259find\u0259n m\u00fc\u0259yy\u0259nl\u0259\u015fdiril\u0259n d\u00f6vl\u0259t \u0259mlak\u0131n\u0131n s\u0131\u011fortas\u0131 icbaridir.<br \/>\nDa\u015f\u0131nmaz \u0259mlak\u0131n istismar edilm\u0259si, o c\u00fcml\u0259d\u0259n, onun \u0259razisind\u0259 in\u015faat, t\u0259mir, yenid\u0259nqurma v\u0259 ya dig\u0259r i\u015fl\u0259rin apar\u0131lmas\u0131 n\u0259tic\u0259sind\u0259 a\u015fa\u011f\u0131dak\u0131 hallarda z\u0259r\u0259r\u00e7\u0259k\u0259n \u00fc\u00e7\u00fcnc\u00fc \u015f\u0259xsl\u0259rin sa\u011flaml\u0131\u011f\u0131na v\u0259 \u0259mlak\u0131na d\u0259y\u0259n z\u0259r\u0259rin \u0259v\u0259zinin \u00f6d\u0259nilm\u0259si \u00fczr\u0259 m\u00fclki m\u0259suliyy\u0259tin yaranmas\u0131 fakt\u0131 s\u0131\u011forta hadis\u0259si hesab olunur:<!--more--><br \/>\n-elektrik v\u0259 qaz cihazlar\u0131ndan istifad\u0259 n\u0259tic\u0259sind\u0259 yaranan yan\u011f\u0131n, yaxud bel\u0259 yan\u011f\u0131n\u0131n qar\u015f\u0131s\u0131n\u0131n al\u0131nmas\u0131 \u00fc\u00e7\u00fcn g\u00f6r\u00fcl\u0259n t\u0259dbirl\u0259rin n\u0259tic\u0259si;<br \/>\n-qaz partlay\u0131\u015f\u0131;<br \/>\n-elektrik naqill\u0259rind\u0259 ba\u015f ver\u0259n q\u0131saqapanma;<br \/>\n-su, istilik, kanalizasiya x\u0259tl\u0259rind\u0259 ba\u015f ver\u0259n q\u0259za n\u0259tic\u0259sind\u0259 subasma;<br \/>\n-h\u0259r hans\u0131 predmetin v\u0259 ya onun hiss\u0259l\u0259rinin d\u00fc\u015fm\u0259si, at\u0131lmas\u0131, d\u0259ym\u0259si, da\u011f\u0131lmas\u0131, ax\u0131d\u0131lmas\u0131 v\u0259 dig\u0259r bu kimi formalarda t\u0259siri;<br \/>\n-yer\u00fcst\u00fc n\u0259qliyyat vasit\u0259sinin d\u0259ym\u0259si;<br \/>\n-t\u0259bii f\u0259lak\u0259tl\u0259r\u2013z\u0259lz\u0259l\u0259, vulkan, f\u0131rt\u0131na, qas\u0131r\u011fa, tufan, dolu, sel, da\u015fq\u0131n, leysan, yer s\u00fcr\u00fc\u015fm\u0259si;<br \/>\n-\u00fc\u00e7\u00fcnc\u00fc \u015f\u0259xsl\u0259rin h\u0259r\u0259k\u0259tl\u0259ri.<br \/>\nSahibi oldu\u011fu da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131 m\u00fcqavil\u0259sini ba\u011flayan v\u0259 m\u00fcvafiq icbari s\u0131\u011forta \u015f\u0259had\u0259tnam\u0259sinin ad\u0131na verildiyi \u015f\u0259xs s\u0131\u011fortal\u0131 hesab edilir.<br \/>\nS\u0131\u011forta m\u00fcqavil\u0259si s\u0131\u011fortal\u0131n\u0131n yaz\u0131l\u0131 \u0259riz\u0259si v\u0259 \u0259mlak\u0131n d\u0259y\u0259ri g\u00f6st\u0259rilm\u0259kl\u0259 s\u0131\u011forta olunmaq \u00fc\u00e7\u00fcn t\u0259qdim edil\u0259n \u0259mlak\u0131n siyah\u0131s\u0131 \u0259sas\u0131nda s\u0131\u011forta\u00e7\u0131n\u0131n n\u00fcmay\u0259nd\u0259si t\u0259r\u0259find\u0259n s\u0131\u011forta olunan\u0131n i\u015ftirak\u0131 il\u0259 s\u0131\u011forta obyektin\u0259 bax\u0131lmaqla ba\u011flan\u0131l\u0131r.<br \/>\nS\u0131\u011fortal\u0131n\u0131n \u0259mlak\u0131 tam d\u0259y\u0259ri il\u0259 s\u0131\u011fortaya c\u0259lb edilir. S\u0131\u011forta m\u00fcqavil\u0259si bir il m\u00fcdd\u0259tin\u0259 ba\u011flan\u0131l\u0131r.<br \/>\n\u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d qanunun 75-ci madd\u0259sind\u0259 n\u0259z\u0259rd\u0259 tutulmu\u015f m\u00fcvafiq icra hakimiyy\u0259ti orqanlar\u0131n\u0131n s\u0259lahiyy\u0259tl\u0259rini ya\u015fay\u0131\u015f binalar\u0131, ya\u015fay\u0131\u015f evl\u0259ri v\u0259 m\u0259nzill\u0259rin icbari s\u0131\u011fortas\u0131na m\u00fcnasib\u0259td\u0259 m\u00fcvafiq yerli icra hakimiyy\u0259ti orqanlar\u0131, dig\u0259r da\u015f\u0131nmaz \u0259mlak\u0131n icbari s\u0131\u011fortas\u0131 v\u0259 da\u015f\u0131nmaz \u0259mlak\u0131n istismar\u0131 il\u0259 ba\u011fl\u0131 m\u00fclki m\u0259suliyy\u0259tin icbari s\u0131\u011fortas\u0131na m\u00fcnasib\u0259td\u0259 Az\u0259rbaycan Respublikas\u0131n\u0131n F\u00f6vq\u0259lad\u0259 Hallar Nazirliyi h\u0259yata ke\u00e7irir.<\/p>\n<p style=\"text-align: right;\"><em><strong>F\u00f6vq\u0259lad\u0259 Hallar Nazirliyinin <\/strong><\/em><br \/>\n<em><strong>D\u00f6vl\u0259t Yan\u011f\u0131n N\u0259zar\u0259ti Xidm\u0259tinin <\/strong><\/em><br \/>\n<em><strong>Aran Regional D\u00f6vl\u0259t Yan\u011f\u0131n N\u0259zar\u0259ti \u0130dar\u0259si<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Haz\u0131rda \u00f6lk\u0259mizd\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259r\u0259n s\u0131\u011forta \u015firk\u0259tl\u0259ri t\u0259bii f\u0259lak\u0259tl\u0259rd\u0259n, yan\u011f\u0131ndan, z\u0259lz\u0259l\u0259d\u0259n v\u0259 dig\u0259r g\u00f6zl\u0259nilm\u0259z hadis\u0259l\u0259rd\u0259n d\u0259y\u0259n z\u0259r\u0259rin \u00f6d\u0259nilm\u0259sin\u0259 s\u0131\u011forta t\u0259minat\u0131 yaratmaq m\u0259qs\u0259dil\u0259 \u0259haliy\u0259 xidm\u0259t g\u00f6st\u0259rir v\u0259 bu istiqam\u0259td\u0259 d\u00f6vl\u0259t t\u0259r\u0259find\u0259n ard\u0131c\u0131l t\u0259dbirl\u0259r h\u0259yata ke\u00e7irilir. Bu sah\u0259d\u0259 bir \u00e7ox qanunlar, o c\u00fcml\u0259d\u0259n, \u201c\u0130cbari s\u0131\u011fortalar haqq\u0131nda\u201d Az\u0259rbaycan Respublikas\u0131n\u0131n Qanunu q\u0259bul olunmu\u015fdur. \u0130llik s\u0131\u011forta haqq\u0131 obyektin qiym\u0259tind\u0259n as\u0131l\u0131 olaraq [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/yeniterter.az\/index.php?rest_route=\/wp\/v2\/posts\/13699"}],"collection":[{"href":"https:\/\/yeniterter.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yeniterter.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yeniterter.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/yeniterter.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13699"}],"version-history":[{"count":0,"href":"https:\/\/yeniterter.az\/index.php?rest_route=\/wp\/v2\/posts\/13699\/revisions"}],"wp:attachment":[{"href":"https:\/\/yeniterter.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13699"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yeniterter.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13699"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yeniterter.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}